I applied for a loan to consolidate all into one payment, I didn’t get it because of something on my credit report.My payments are always on time by using auto payments.The following four steps will walk you through calculating how much debt you have, choosing the debt consolidation loan, setting a timeline to be debt free and teaching you how to control your spending."I've got too many debts to too many credit card companies and stores," consumers commonly lament.
This will allow you to make one payment and sometimes will result in lower payments.
So now you may be thinking, "How can I consolidate my bills if I don't borrow any more money?
Consolidation means that your various debts, whether they are credit card bills or loan payments, are rolled into one monthly payment.
You may want to enlist the help of a professional, who is trained and ready to provide help with budgeting and payment reduction plans.
The National Foundation for Credit Counseling can help you find a reputable credit counseling organization.